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Health is the sector with further deterioration in credit default losses

The health sector, which includes hospitals, pharmacies, pharmaceutical companies and medical providers, is the most deterioration has suffered in the last year with an increase of 17% on your unpaid losses (from 2.9% in 2011 to 3.4% in 2012). These are the data provided by the Swedish multinational specializing in credit management services Intrum Justitia, within its sector report "Risk Index 2012". This contrasts with the European average which stands at 2.8%. Furthermore, the ranking of health credit losses this year occupies the fourth position, behind sectors such as professional services, education and construction.

The study also shows the evolution of behaviorpayment from individuals, companies and public administration. Thus, stresses that health sector 45% of invoices not paid within the agreed timeframe. In addition, 58% reported an increase in payment delays by their customers. Currently, public administration Europe health sector pays an average of 63 days, a period in Spain, asrecent data provided Fenin(Spanish Federation of Healthcare Technology Companies) is estimated at 242 days on average.

Luis Salvaterra, CEO of Intrum Justitia Iberian states that "once implemented the plan payments to suppliers are expected Administration beganto pay current bills on time, but we see that this is not happening and remain unfulfilled deadlines. This has meant that the number of NPL has grown back as Farmaindustria calculations, the figure had dropped to virtually zero and is already more than 2,000 million euros. "

In addition, nearly 70% of the surveyed companies expect an average of 105 days after the date of expiry of the agreed term, which clearly hinders collections management. Thus, pessimism is widespread and 52% expected default risk will increase in the next 12 months.

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